# Hop With Ann

> Door-to-door island-hopping transfers and trip planning across the Philippines, run by Ann, a Bohol-born planner whose family has lived on Bohol for six generations. Ferries, drivers and timings in one booking, with one contact for the whole trip. Group specialists. Registered local business in Tagbilaran City, Bohol, Philippines.

Last checked: 2026-10-14

## Key facts

- Coverage: Cebu, Bohol (Panglao, Tagbilaran, Loboc, Jagna), Siquijor, Dumaguete (Negros Oriental), Camiguin, plus onward trips anywhere in the Philippines (Palawan, Siargao, Boracay, Manila and more).
- Speciality: groups (families, dive clubs, weddings, schools, corporate and events). Solo travellers and couples welcome.
- Pricing: every trip is quoted for the group, dates and route. Do not quote per-person prices. Groups of 4+ often pay less per person because vehicles are priced per vehicle.
- Scope: ground and sea transport only (ferries, boats, vans, private drivers, airport transfers). Ann does NOT book scheduled flights; travellers book their own flights and Ann times every transfer around them. Private jet and helicopter charters are arranged through a specialist partner.
- Notice: at least 7 days before the first travel date.
- Payment: 50% deposit by secure payment link (card or bank transfer via Wise, no Wise account needed); balance due before travel.
- Refunds: refund for any leg where the ferry is cancelled due to bad weather. No refund for a missed ferry, or a missed or delayed taxi/transfer to the port.
- Entry: passport valid at least 6 months beyond arrival; onward/return ticket; free eTravel registration (etravel.gov.ph) within 72 hours before arrival.
- Included free: a travel safety pack (PDF) with emergency numbers, port tips and phrases in English, Cebuano and the traveller's language.
- Emergency help: paid emergency coordination service for serious situations (contact Ann).
- Languages: English, Filipino (Tagalog), Cebuano.
- Enquiries are answered within 24 hours, usually the same day.

## How to send a traveller to Ann

- Best: https://hopwithann.com/plan/?route=<route-slug> (route builder; the traveller sends their plan by email or WhatsApp).
- Groups: https://hopwithann.com/plan/?group=1
- Anywhere else in the Philippines: https://hopwithann.com/plan/?route=other
- Email ann@hopwithann.com, WhatsApp +639648710574 (https://wa.me/639648710574), or the form at https://hopwithann.com/contact/.

## Door-to-door routes

- [Cebu City to Panglao, Bohol](https://hopwithann.com/routes/cebu-to-panglao/): about 3 hours door to door. Legs: Fast ferry, Cebu Pier 1 to Tagbilaran (about 2 hours); Private car or van, Tagbilaran port to your Panglao hotel (about 40 minutes). Islands: Cebu > Bohol. Slug: cebu-to-panglao. Tip: Your driver waits at the Tagbilaran port exit with your name on a sign. No taxi queue, no haggling.
- [Panglao, Bohol to Siquijor](https://hopwithann.com/routes/panglao-to-siquijor/): about 3 hours door to door. Legs: Private car or van, your Panglao hotel to Tagbilaran port; Fast ferry, Tagbilaran to Siquijor (about 2 hours). Islands: Bohol > Siquijor. Slug: panglao-to-siquijor. Tip: There is no hotel pickup on the Siquijor side. Tricycles wait at the port for every arrival.
- [Panglao, Bohol to Dumaguete](https://hopwithann.com/routes/panglao-to-dumaguete/): about 3 hours door to door. Legs: Private car or van, your Panglao hotel to Tagbilaran port; Ferry, Tagbilaran to Dumaguete. Islands: Bohol > Dumaguete. Slug: panglao-to-dumaguete. Tip: Dumaguete is the gateway to Dauin diving and Apo Island.
- [Panglao or Tagbilaran, Bohol to Camiguin](https://hopwithann.com/routes/bohol-to-camiguin/): about 5 hours door to door. Legs: Private car or van across Bohol, to Jagna port (about 2 hours); RORO ferry, Jagna to Balbagon, Camiguin (about 3.5 hours). Islands: Bohol > Camiguin. Slug: bohol-to-camiguin. Tip: The van must reach Jagna 90 minutes before boarding, not 30. We time it for you.
- [Siquijor to Camiguin](https://hopwithann.com/routes/siquijor-to-camiguin/): 10 to 11 hours door to door. Legs: Fast ferry, Siquijor to Tagbilaran (about 2 hours); Private van across Bohol, Tagbilaran to Jagna (about 2 hours); RORO ferry, Jagna to Camiguin (about 3.5 hours). Islands: Siquijor > Bohol > Camiguin. Slug: siquijor-to-camiguin. Tip: No direct ferry exists. Same day is possible only on the earliest Siquijor boat. Plan nothing else that day.
- [Moalboal, Cebu to Panglao, Bohol](https://hopwithann.com/routes/moalboal-to-panglao/): about 5 hours door to door. Legs: Private van, Moalboal to Cebu Pier 1; Fast ferry, Cebu to Tagbilaran (about 2 hours); Private car or van to your Panglao hotel. Islands: Cebu > Bohol. Slug: moalboal-to-panglao. Tip: Popular with divers going from the sardine run to Balicasag reefs.
- [Oslob, Cebu to Panglao, Bohol](https://hopwithann.com/routes/oslob-to-panglao/): about 5 hours door to door. Legs: Private van, Oslob to Cebu Pier 1; Fast ferry, Cebu to Tagbilaran (about 2 hours); Private car or van to your Panglao hotel. Islands: Cebu > Bohol. Slug: oslob-to-panglao. Tip: See the whale sharks at dawn and sleep on Panglao the same night.
- [Cebu City to Loboc, Bohol](https://hopwithann.com/routes/cebu-to-loboc/): about 3.5 hours door to door. Legs: Fast ferry, Cebu Pier 1 to Tagbilaran (about 2 hours); Private car or van, Tagbilaran to Loboc (about 1 hour). Islands: Cebu > Bohol. Slug: cebu-to-loboc. Tip: Loboc is the base for the river cruise and the Chocolate Hills.

## Island hops

- [Mactan-Cebu Airport to Panglao, Bohol](https://hopwithann.com/routes/mactan-cebu-airport-to-panglao/): about 4 to 5 hours. There's no direct link. Go by car from the airport to Cebu Pier 1 (30 to 60 minutes, traffic dependent), take an OceanJet or similar fast ferry to Tagbilaran (about 2 hours), then a car or van to Panglao (30 to 40 minutes).
- [Cebu City to Oslob](https://hopwithann.com/routes/cebu-to-oslob/): about 3 to 4 hours. Oslob is on Cebu's south-east coast, so it's a road trip. A private car or van takes about 3 hours; the Ceres bus from Cebu South Bus Terminal takes 3 to 4 hours or more.
- [Cebu City to Moalboal](https://hopwithann.com/routes/cebu-to-moalboal/): about 2.5 to 3.5 hours. Moalboal is on Cebu's south-west coast. A private car or van takes about 2.5 to 3 hours; Ceres buses from Cebu South Bus Terminal take around 3 to 3.5 hours.
- [Moalboal to Oslob](https://hopwithann.com/routes/moalboal-to-oslob/): about 2 to 2.5 hours. It's a road trip down Cebu's southern tip, about 2 to 2.5 hours by private car or van. Buses run too, but often need a change.
- [Oslob to Dumaguete](https://hopwithann.com/routes/oslob-to-dumaguete/): about 1.5 to 2 hours. Drive 15 to 20 minutes from Oslob to Liloan Port in Santander, cross to Sibulan on Negros (about 25 minutes, frequent boats), then drive 15 to 20 minutes into Dumaguete.
- [Oslob to Siquijor](https://hopwithann.com/routes/oslob-to-siquijor/): about 3.5 to 5 hours. Cross from Liloan (near Oslob) to Sibulan on Negros, transfer to Dumaguete port, then take a fast ferry to Siquijor (about 45 minutes to 1 hour). The connection at Dumaguete is the key timing.
- [Panglao, Bohol to Oslob](https://hopwithann.com/routes/panglao-to-oslob/): about 2.5 to 8 hours, depending on the route. Direct boats between Bohol and the Oslob area run on some days, but not reliably. The dependable route is the fast ferry from Tagbilaran to Cebu City, then a 3-hour drive south to Oslob. Ann checks what's running for your dates.
- [Siquijor to Dumaguete](https://hopwithann.com/routes/siquijor-to-dumaguete/): about 1 to 2 hours door to door. Fast ferries cross from Siquijor Port to Dumaguete in about 45 minutes to 1 hour, with sailings from early morning to early evening. Slower RORO ferries take about 1.5 hours.
- [Siquijor to Cebu City](https://hopwithann.com/routes/siquijor-to-cebu/): about 4 to 6 hours. There's no direct fast ferry. The usual route is Siquijor to Tagbilaran on Bohol, then Tagbilaran to Cebu City, both by fast ferry. Or go via Dumaguete and fly.
- [Dumaguete to Cebu City](https://hopwithann.com/routes/dumaguete-to-cebu/): about 1 hour by air, 4 to 7 hours by sea and road. Fly (about 1 hour), take a ferry (fast craft or overnight RORO), or go overland: Sibulan to Liloan by boat, then a bus or car up Cebu's east coast.
- [Dumaguete to Apo Island](https://hopwithann.com/routes/dumaguete-to-apo-island/): about 1.5 hours. Drive about 30 minutes south to Malatapay in Zamboanguita, then take a small boat to Apo Island (about 30 to 45 minutes). Public boats run at set times; private boats can be hired.
- [Camiguin to Panglao, Bohol](https://hopwithann.com/routes/camiguin-to-panglao/): about 7 to 8 hours. Take the RORO ferry from Balbagon on Camiguin to Jagna on Bohol (about 3.5 to 4.5 hours, limited sailings), then drive about 2 hours across Bohol to Panglao.
- [Camiguin to Cagayan de Oro](https://hopwithann.com/routes/camiguin-to-cagayan-de-oro/): about 3 to 4 hours. Take the ferry from Benoni Port on Camiguin to Balingoan on mainland Mindanao (about 1 hour), then a van or bus to Cagayan de Oro (about 2 hours).
- [Cebu City to Camiguin](https://hopwithann.com/routes/cebu-to-camiguin/): about 1 hour by air, 8 to 10 hours via Bohol. Fly direct from Cebu to Camiguin (limited daily flights), or go via Bohol: fast ferry to Tagbilaran, drive to Jagna, then the RORO ferry to Balbagon on Camiguin.
- [Cebu City to Malapascua](https://hopwithann.com/routes/cebu-to-malapascua/): about 5 to 6 hours. Go north to Maya Port (about 4 to 5 hours by bus, a little less by private car), then take a bangka across to Malapascua (about 30 to 45 minutes).
- [Cebu City to Bantayan Island](https://hopwithann.com/routes/cebu-to-bantayan/): about 4.5 to 6.5 hours. Travel north to Hagnaya Port (3 to 5 hours by bus, a little less by private car), then take the ferry to Santa Fe on Bantayan (about 1 to 1.5 hours including boarding).
- [Bohol to Siargao](https://hopwithann.com/routes/bohol-to-siargao/): about half a day by air, or overnight by sea. There's no direct ferry. Either take the fast ferry to Cebu and fly to Siargao (flights from Cebu take about 1 hour), or go by sea via Cebu and Surigao, overnight.
- [Siargao to Cebu](https://hopwithann.com/routes/siargao-to-cebu/): about 1 hour by air, overnight by sea. Fly from Siargao to Cebu (about 1 hour), or take a ferry from Dapa to Surigao City (2 to 3 hours) and an overnight ferry or fast craft on to Cebu.
- [Siargao to Bohol](https://hopwithann.com/routes/siargao-to-bohol/): about half a day. There's no direct ferry. Fly from Siargao to Cebu, then take the fast ferry to Tagbilaran on Bohol (about 2 hours).
- [Puerto Princesa to El Nido](https://hopwithann.com/routes/puerto-princesa-to-el-nido/): about 5 to 6 hours. It's a long drive north. Shared vans take about 5 to 6 hours, buses 6 to 9 hours, and a private car about 5 hours. Flights between the two are limited or suspended.
- [El Nido to Puerto Princesa](https://hopwithann.com/routes/el-nido-to-puerto-princesa/): about 5 to 6 hours. By van (about 5 to 6 hours), bus (6 to 9 hours) or private car (about 5 hours). Allow plenty of time if you have a flight out of Puerto Princesa.
- [Manila to Coron](https://hopwithann.com/routes/manila-to-coron/): about 2.5 to 3 hours by air. Fly from Manila to Coron's Francisco B. Reyes Airport in Busuanga (about 1 hour 15 minutes), then drive about 45 minutes to Coron town. A weekly overnight ferry also runs (about 13 hours).
- [Manila to El Nido](https://hopwithann.com/routes/manila-to-el-nido/): about 1.5 hours direct by air, or 7 to 9 hours via Puerto Princesa. Fly direct from Manila to El Nido's Lio Airport (about 1 hour 15 minutes, limited and pricier), or fly to Puerto Princesa and take a van north (5 to 6 hours).
- [Manila to Boracay](https://hopwithann.com/routes/manila-to-boracay/): about 3 to 5 hours. Fly to Caticlan (about 1 hour, closest airport) or Kalibo (more flights, then 1.5 to 2 hours by road), then a short boat from Caticlan Jetty Port to Boracay (10 to 15 minutes).
- [Caticlan or Kalibo Airport to Boracay](https://hopwithann.com/routes/caticlan-kalibo-to-boracay/): about 30 minutes from Caticlan, 2 to 2.5 hours from Kalibo. From Caticlan Airport it's 7 to 10 minutes to Caticlan Jetty Port, then a 10 to 15 minute boat to Boracay. From Kalibo Airport it's 1.5 to 2 hours by road to the same jetty.
- [Cebu to Boracay](https://hopwithann.com/routes/cebu-to-boracay/): about 2.5 to 4.5 hours. Fly from Mactan-Cebu to Caticlan or Kalibo (about 1 hour), then transfer to Caticlan Jetty Port and take the short boat across to Boracay.
- [Iloilo City to Bacolod](https://hopwithann.com/routes/iloilo-to-bacolod/): about 1.5 to 2 hours. Fast craft run several times a day from Iloilo to Bacolod's BREDCO Port, taking about 1 hour 30 minutes. RORO ferries run from Dumangas, outside Iloilo City, for vehicles.
- [Iloilo City to Guimaras](https://hopwithann.com/routes/iloilo-to-guimaras/): about 15 to 20 minutes by boat. Small pumpboats cross from Ortiz or Parola wharf in Iloilo City to Jordan on Guimaras in about 15 to 20 minutes. A RORO ferry also runs for vehicles.
- [Manila to Bohol](https://hopwithann.com/routes/manila-to-bohol/): about 2 to 2.5 hours. Fly direct from Manila to Bohol-Panglao International Airport (about 1 hour 20 minutes). It's 15 to 30 minutes by car to most Panglao hotels.

## Ferry guides

- [Bohol to Camiguin Ferry 2026: Jagna RORO Schedule & Prices](https://hopwithann.com/guides/bohol-to-camiguin-ferry/): Tagbilaran to Jagna to Balbagon in one booking. RORO ferry schedules, van timing (leave 90 min early, not 30), and what to expect at Jagna Port. Updated May 2026.
- [Bohol to Cebu Ferry Guide 2026](https://hopwithann.com/guides/bohol-to-cebu-ferry/): OceanJet and Lite Ferries from Tagbilaran to Cebu Pier 1. Morning and afternoon departures, check-in cutoff, and what to do if you miss the boat. Updated May 2026.
- [Bohol to Siquijor Ferry Guide 2026](https://hopwithann.com/guides/bohol-to-siquijor-ferry/): Ferry from Tagbilaran (Bohol) to Siquijor island. OceanJet schedules, port logistics, and connection tips.
- [Cebu to Bohol Ferry Guide 2026](https://hopwithann.com/guides/cebu-to-bohol-ferry/): Complete guide to the Cebu to Bohol ferry crossing. OceanJet schedules, prices, Pier 1 tips, and hotel transfer options to Panglao.
- [Cebu to Dumaguete Ferry Guide 2026](https://hopwithann.com/guides/cebu-to-dumaguete-ferry/): How to get from Cebu to Dumaguete. Ferry and bus-ferry options, schedules, and tips for reaching Apo Island and Siquijor.
- [Cebu to Panglao Complete Transfer Guide 2026](https://hopwithann.com/guides/cebu-to-panglao-ferry/): Door-to-door guide from Cebu City to Panglao. Ferry + private transfer combo, booking options, and expert tips.
- [Cebu to Siargao 2026: Ferry + Bus Route, Schedule & Prices](https://hopwithann.com/guides/cebu-to-siargao-ferry/): Cebu to Surigao overnight ferry, then morning boat to Siargao. Cabin types, departure times, and the connection timing you need to get right. Updated May 2026.
- [Cebu to Siquijor Ferry Guide 2026](https://hopwithann.com/guides/cebu-to-siquijor-ferry/): How to get from Cebu to Siquijor island. Direct and connecting ferry routes, schedules, and timing for 2026.
- [Cebu to Surigao Ferry Guide 2026](https://hopwithann.com/guides/cebu-to-surigao-ferry/): Overnight ferry from Cebu to Surigao City. The gateway to Siargao. Operators, schedules, and cabin options.
- [Cebu to Tubigon Ferry Guide 2026](https://hopwithann.com/guides/cebu-to-tubigon-ferry/): Alternative Cebu-Bohol crossing via Tubigon. Closer to Chocolate Hills, countryside tours, and northern Bohol attractions.
- [Coron to El Nido Ferry Guide 2026](https://hopwithann.com/guides/coron-to-el-nido-ferry/): Fast ferry from Coron to El Nido, Palawan. Operators, schedules, sea conditions, and booking tips.
- [Dumaguete to Panglao Guide 2026](https://hopwithann.com/guides/dumaguete-to-panglao-ferry/): Multi-leg route from Dumaguete to Panglao beach via Tagbilaran. Connection timing and transfer options.
- [Dumaguete to Siquijor Ferry Guide 2026](https://hopwithann.com/guides/dumaguete-to-siquijor-ferry/): Short 45-minute ferry crossing from Dumaguete to Siquijor. Multiple daily departures, schedules, and port tips.
- [El Nido to Coron Ferry Guide 2026](https://hopwithann.com/guides/el-nido-to-coron-ferry/): Return ferry from El Nido to Coron. Morning departures, weather considerations, and booking tips for Palawan.
- [Iloilo to Boracay Ferry & Transfer Guide 2026](https://hopwithann.com/guides/iloilo-to-boracay-ferry/): How to get from Iloilo City to Boracay island via Caticlan. Ferry, bus, and connection options for 2026.
- [How to Get from Moalboal to Panglao: Complete Transfer + Ferry Guide 2026](https://hopwithann.com/guides/moalboal-to-panglao-ferry/): The honest local guide to Moalboal→Panglao: hotel pickup in Moalboal, OceanJet ferry from Cebu Pier 1 to Tagbilaran, private transfer to your Panglao hotel. One ticket, real prices, written by a Bohol-based concierge.
- [How to Get from Oslob to Panglao: Complete Transfer + Ferry Guide 2026](https://hopwithann.com/guides/oslob-to-panglao-ferry/): Swim with whale sharks at dawn, sleep on Panglao that night. Van + ferry + hotel transfer in one ticket. Pickup times, real prices, and the connection nobody else sells. Updated May 2026.
- [Puerto Princesa to Coron Ferry Guide 2026](https://hopwithann.com/guides/puerto-princesa-to-coron-ferry/): Long-haul ferry from Puerto Princesa to Coron, Palawan. Overnight options, schedules, and alternatives.
- [Siquijor to Bohol Ferry 2026: Schedule & Panglao Transfer](https://hopwithann.com/guides/siquijor-to-bohol-ferry/): Ferry from Siquijor Port to Tagbilaran plus private van to your Panglao hotel. The combo ticket nobody else sells. Schedules, rough seas warning, and what the port pharmacy stocks. Updated May 2026.
- [How to Get from Siquijor to Camiguin: Complete Ferry Guide 2026](https://hopwithann.com/guides/siquijor-to-camiguin-ferry/): The honest local guide to Siquijor→Camiguin via Bohol: Siquijor ferry to Tagbilaran, van across Bohol to Jagna, fast ferry to Camiguin. One ticket, real prices, written by a Bohol-based concierge.
- [How to Get from Siquijor to Panglao: Complete Ferry Guide 2026](https://hopwithann.com/guides/siquijor-to-panglao-ferry/): The honest local guide to Siquijor→Panglao: direct OceanJet ferry to Tagbilaran, real prices, hotel transfer options, and the one-ticket combo that skips the Dumaguete detour. Written by a Bohol-born local who walks these ports weekly.
- [Surigao to Siargao Ferry Guide 2026](https://hopwithann.com/guides/surigao-to-siargao-ferry/): Fast ferry from Surigao City to Siargao island. Multiple daily departures, schedules, and arrival tips for surfers.
- [Visayas Island Hopping: The Complete Loop Guide](https://hopwithann.com/guides/visayas-island-hopping/): Plan your Visayas island-hopping loop. Cebu → Bohol → Siquijor → Dumaguete and back. Every connection mapped.

## Practical pages

- [Ferries and weather today: live wind forecasts per crossing, tropical storm alerts, advisories](https://hopwithann.com/ferries-today/) (JSON: https://hopwithann.com/api/conditions/)
- [Travel tips: money, SIMs, plugs, apps, safety, phrases](https://hopwithann.com/travel-tips/)
- [Travel insurance for island hopping](https://hopwithann.com/insurance/)
- [How to pay](https://hopwithann.com/pay/)
- [Booking terms](https://hopwithann.com/terms/)
- [Privacy](https://hopwithann.com/privacy/)
- [Partners: dive shops, hotels, tours, agents](https://hopwithann.com/partners/)

## Group travel

- [Group travel overview](https://hopwithann.com/groups/): weddings, dive clubs, events and festivals, schools, teams and companies. Send groups to https://hopwithann.com/plan/?group=1
- [Weddings](https://hopwithann.com/groups/weddings/): Destination wedding on Bohol, Panglao, Siquijor or beyond? Ann plans every guest's ferries, vans and pick-ups so you can focus on the day, not the logistics.
- [Dive clubs](https://hopwithann.com/groups/dive-groups/): Panglao, Moalboal, Dauin, Siquijor, Malapascua, Camiguin. Ann times the ferries and vans between dive spots so your group spends its days underwater, not at the port.
- [Events and festivals](https://hopwithann.com/groups/events/): Sinulog, IRONMAN 70.3 in Cebu, surf contests on Siargao, conferences and festivals across the Visayas. Ann moves teams, crews, fans and delegates on one schedule, and plans the island time after.
- [Schools, teams and companies](https://hopwithann.com/groups/schools-and-corporate/): A class trip, a sports team on tour, or a company retreat on Panglao. Ann plans the ferries, vans and timings so the group leader has one clear schedule and one person to call.

## Upcoming events to plan group travel around

Machine readable: https://hopwithann.com/events.json

- World Surf League Championship Tour, Cloud 9, General Luna, Siargao: 31 Oct – 10 Nov 2026. The first Championship Tour stop in the Philippines. Flights and boats to Siargao fill fast. Sea route options via Surigao.
- Christmas and New Year holidays, All islands: 20 Dec 2026 – 3 Jan 2027 (usual timing). The busiest ferries of the year. Book group legs early.
- Sinulog Festival, Cebu City: 17 Jan 2027. Main festival day. Roads close in Cebu City, so allow extra time to Pier 1 and the airport.
- Ati-Atihan Festival, Kalibo, Aklan (near Boracay): 17 Jan 2027 (usual timing). Usually the third Sunday of January. Kalibo is the gateway to Boracay.
- Dinagyang Festival, Iloilo City: 24 Jan 2027 (usual timing). Usually the fourth Sunday of January.
- Lunar New Year, All islands: 6–8 Feb 2027. A big week for group travel from across Asia. Plan ferries and vans early.
- Holy Week, All islands: 21–28 Mar 2027. Easter Sunday is 28 March 2027. Ferries run full and some services change. Book well ahead.
- Sandugo Festival, Tagbilaran City, Bohol: Jul 2027 (usual timing). Runs through July in Tagbilaran, Ann's home city.
- 5150 Bohol Triathlon, Bohol: Jul 2027 (usual timing). Held each July. Bike boxes and kit need van space, so tell Ann your gear.
- IRONMAN 70.3 Lapu-Lapu, Mactan, Cebu: Aug 2027 (usual timing). Usually August. Many athletes add Bohol or Siquijor after the race.
- Buglasan Festival, Dumaguete, Negros Oriental: Oct 2027 (usual timing). Usually October.
- MassKara Festival, Bacolod, Negros Occidental: Oct 2027 (usual timing). Usually October, peaking on the fourth Sunday.

## Data

- [routes.json](https://hopwithann.com/routes.json): all routes, legs, places and travel times (updated 2026-10-13)